Why Pre-Approval is important before searching for the home

You can get instant approval and start the lending process for your dream property or office that you are wanting globally!
PRE-APPROVAL for a home loan is one of the most important steps in the home-buying processes!!   Buyers should apply for a loan and receive approval from a lender is called pre-approval.  It must be done before searching for a home.

Pre-approval always strengthen your offer and negotiating position.  A home seller usually accepts an offer from a pre-approved buyer over one whose financial picture is still in question.
Pre-approval determines your price range/affordability and increases your thoughtfulness of home search -- based on your down payment and pre-approved mortgage amount.   

Pre-approval always helps you to complete your deal faster by reducing weeks off the closing as the lender has already conducted its credit analysis and approved you for a mortgage loan.  

There is also a significant difference between buyers who are “pre-qualified” and those who are pre-approved.


Click Here To Start be Pre-Approved
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Pre-qualified -- buyers are those whose lenders have determined how much they can borrow based on the information the buyer has provided to the lender.  The lender has not verified to determine the buyer's true creditworthiness. The buyer still must fill out a loan application and go through the lender's approval process.

Pre-approved – means that the lender has already done a credit check along with verification of employment and deposit. The lender's pre-approval is a commitment to the buyer for a loan up to a certain predetermined amount. The only piece missing is the lender’s appraisal of the home to confirm its value. 

Please contact us if you want to be pre-approved before searching or purchasing a home.  We will be happy to assist you in all you home purchasing/selling needs.
If you are interested in any property -- please email the ML# of that property. We will be happy to arrange time for you to show the property.
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